3 Tips for First-Time Homebuyers
A Brief Guide to the Ottawa Real Estate Market
Find The Best Ottawa Realtor For Property Savings & Attention to Detail
You’d be surprised at how many people think realtors are not necessary when looking for a new home! The logic goes as such: “Why would I pay someone to find me a house? I know what I want, so I’ll just do it myself and save.” However, most of the time it doesn’t work out that way. The reason first-time homebuyers get a real estate agent to work on their behalf and advocate their interests is to deliver these core benefits:
- Find homes suitable for your budget and needs
- Research neighborhood information
- Negotiate an offer (not just price, but other clauses and contingencies in the purchase agreement)
- Decipher complicated paperwork for you
- Help with home inspections
- Review seller disclosures
- And more
And since the seller generally pays the agent cost, what do you have to lose but your chances of making a mistake with this big decision? If you are a first-time homebuyer looking for a property in Ottawa, feel free to check out our current online listings or reach out to me, Fady Gebara, for a free real estate consultation at (613) 798-6238.
3 Essential Tips for First-Time Home Buyers
The process of buying a home can be confusing. Here are 3 tips to help make it simpler.
- Know What You Can Afford — Most people will need a home loan (aka a mortgage) to afford a home, and there is typically a large down payment involved as well. What price can you really afford? In general, experts recommend your house payment should not exceed 28% of your gross monthly income. So if you make $6,000 a month (before taxes), you shouldn’t pay more than $1,680 a month for your mortgage.
- Understand That There Is No Perfect Home — Real estate is all about compromises. Most buyers prioritize three core values — 1) price, 2) size, and 3) location. Being satisfied with only achieving two of the three is the norm. Be reasonable; find something you can live with and grow into — you’ll thank yourself later.
- Pick The Right Real Estate Agent — There is a whole lot of money involved here; be sure to work with a trusted real estate agent who knows the ins and outs of the real estate buying process and who can help you achieve your property goals.
Meet The Top-Rated Realtor in Ottawa
Fady Gebara is an Avenue North Real Estate Agent and Sales Representative with more than 10 years of experience. He is 100% dedicated to providing nothing but the best realtor services for first-time homebuyers. Reach out to us today to get started, or visit our listings page for some featured Ottawa properties!
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